|
Risk Management®
Risk Management® - RM® - allows initial screening of prospective customers and continuous monitoring throughout the account life cycle to detect potential credit risk exposures, reduce bad debt and avoid fraud. RM® is an indicator-driven system that alarms users and financial managers when traffic and payment patterns need to be reviewed or revised to meet acceptable risk limits.
RM® provides carriers with the capability to monitor utilization and payment trends in order to conform to prearranged risk limits, reduce losses, and increase awareness of liabilities.
Two components comprising different evaluation scenarios:
 |
Potential Customer Credit Risk Scoring Module (PCCRS) |
|
Customer Credit Risk Scoring Module(CCRS) |
Main features
| |
Identify credit risk customers at point of acquisition through an accurate screening process and guarantee value assessment. |
| |
Evaluate customers on a regular basis updating credit risk scores automatically according to utilization behavior, bad debt and other financial profile changes (evaluation by billing cycle). |
| |
Credit risk scoring based on integrated data from internal and external sources (bank references, financial statements, historical performance, claims, delinquency, credit guarantees, market information, black lists, etc.). |
| |
Automatic alerts when variables go beyond preset thresholds. |
| |
Detect possible irregularities, such as excessive utilization or possible frauds in real-time. |
| |
Key Performance Indicators (KPIs) tailored to each customer: Portfolio average score, deposit guarantees vs. debt, percent of past due accounts, number of prospects accepted vs. rejected, average evaluation time, etc. |
| |
Completely parameterized variables allowing system flexibility and rapid adaptation for any carrier. |
|
|
|
|
Solutions & Products
International Business Solution 
Download here